Annuity future value calculator in excel
To calculate future value, the PV function is configured as follows: rate - the value from cell C5, 7%. nper - the value from cell C6, 25. pmt - the value from cell C4, 100000. pv - 0. type - 0, payment at end of period (regular annuity). The basic annuity formula in Excel for present value is =PV(RATE,NPER,PMT). Let’s break it down: • RATE is the discount rate or interest rate, • NPER is the number of periods with that discount rate, and. • PMT is the amount of each payment. Annuity Calculator Formulas. As a financial term used for time-value of money calculations, an annuity is the name given to the uniform series cash flow. It is represented as a payment of amount A starting at t=1 and remaining constant through t=n, as shown in the cash flow diagram in figure 1 below.